Mera Hissa.

मार्गदर्शिकाएँ

पूरे जवाब, निःशुल्क, बिना कुछ छिपाए। अगर इनमें से कोई आपकी समस्या हमारे बिना ही हल कर दे, तो यह अच्छी बात है।

पिताजी के निधन के बाद उनके बैंक खाते पर दावा कैसे करूँ?

किसी परिवारजन के निधन के बाद बैंक खाता जारी कराने के लिए कौन-से कागज़ात चाहिए — नॉमिनी होने पर और न होने पर — और हर रास्ते में कितना समय लगता है।

अंतिम समीक्षा 2026-08-31

क्या मुझे उत्तराधिकार प्रमाण पत्र चाहिए, और कैसे मिलेगा?

उत्तराधिकार प्रमाण पत्र वास्तव में कब चाहिए, यह विधिक वारिस प्रमाण पत्र से कैसे अलग है, खर्च कितना आता है और अदालत में कितना समय लगता है।

अंतिम समीक्षा 2026-08-31

खाते में नॉमिनी है। क्या नॉमिनी ही पैसा रख लेगा?

नॉमिनी को पैसा मिलता है, पर मालिकाना हक नहीं। शक्ति येज़दानी मामले में सुप्रीम कोर्ट ने क्या कहा, और आपके परिवार के लिए इसका क्या मतलब है।

अंतिम समीक्षा 2026-08-31

किसी हिंदू की बिना वसीयत मृत्यु पर संपत्ति किसे मिलती है?

बिना वसीयत मृत्यु पर हिंदू उत्तराधिकार अधिनियम 1956 के अनुसार हिस्से — श्रेणी I वारिस, एक से अधिक विधवाओं का नियम, और 2005 के बाद बेटियों के बराबर अधिकार।

अंतिम समीक्षा 2026-08-31

पिताजी के पुराने शेयर IEPF में चले गए। वापस कैसे मिलेंगे?

लाभांश न लेने के कारण IEPF में चले गए शेयर फ़ॉर्म IEPF-5 से वापस मिल सकते हैं। पूरी प्रक्रिया, और वह चरण जहाँ ज़्यादातर परिवार अटकते हैं।

अंतिम समीक्षा 2026-08-31

विधिक वारिस प्रमाण पत्र कैसे बनवाएँ?

विधिक वारिस प्रमाण पत्र क्या है, किन दावों के लिए यह काफी है, और तहसीलदार या राज्य के ई-डिस्ट्रिक्ट पोर्टल से आवेदन कैसे करें।

अंतिम समीक्षा 2026-08-31

मेरी बहन का निधन हो गया। उसकी संपत्ति पर दावा कैसे करूँ?

भारत में किसी महिला की बिना वसीयत मृत्यु पर कौन उत्तराधिकारी होता है, भाई-बहन अक्सर पहले क्रम में क्यों नहीं आते, और वह नियम जो ज़्यादातर मामलों को तय करता है।

अंतिम समीक्षा 2026-08-31

How do I get a death certificate?

Where to register a death, the 21-day deadline and what happens after it, how many certified copies you need, and why every claim starts with this document.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

What documents do I need to claim my father's money after his death?

The complete document list for claiming a family member's bank accounts, deposits, insurance, provident fund and investments in India — and which ones depend on nomination and amount.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

How do I write an affidavit of legal heirship?

What an affidavit of legal heirship is, exactly what it must state, who swears it, and the stamp-paper and notary formalities banks and funds expect in India.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

What is an indemnity bond, and why does the bank want one?

Why banks ask for an indemnity bond when there is no nominee, what you are actually promising when you sign one, sureties, and the stamp-paper formalities.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

What is a no-objection certificate from the other legal heirs?

What a no-objection certificate from the other legal heirs is, who must sign it, what it must say, and what to do if an heir refuses or cannot be found.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

How long does it take to get a deceased person's money released?

Realistic timelines for releasing a deceased family member's bank account, deposits, insurance and investments in India — with a nominee, without one, and when a court is involved.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

The bank is refusing to release my father's money. What can I do?

How to escalate when a bank stalls or refuses a deceased account claim — the grievance route, the Reserve Bank's directions, and when to go to the banking ombudsman.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

Can I use my late father's ATM card or net banking to take out his money?

Why operating a deceased person's bank account with their card or login is not lawful, what problems it causes for the heirs, and what to do instead.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

Do I need a lawyer to claim my father's bank account?

When a lawyer is genuinely needed to claim a deceased family member's money in India, when they are not, and how to tell which situation you are in before paying for either.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

How do I claim an LIC policy after the policyholder's death?

The LIC death-claim process step by step: which forms, what documents, how the nominee is paid, what changes if the death was within three years, and the 30-day settlement rule.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

How do I claim my father's EPF after his death?

The three EPFO claims a family makes after a death — provident fund, pension and the EDLI insurance benefit — which form each needs, who can claim, and how to file.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

How do I claim my father's PPF account after his death?

What happens to a Public Provident Fund account when the holder dies, how the nominee or legal heirs claim it, the five-lakh threshold, and why the account cannot simply be continued.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

How do I claim my father's mutual funds after his death?

Transmission of mutual fund units to a nominee or the legal heirs in India: which form, the documents CAMS and KFintech ask for, the no-nominee route, and how to find all the folios.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

How do I transfer my father's shares to my name after his death?

Transmission of demat and physical shares to a nominee or the legal heirs in India: the transmission request form, SEBI's simplified threshold, and the physical-share route through the registrar.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

How do I claim my father's NPS account after his death?

What happens to a National Pension System account when the subscriber dies, who receives the corpus, the difference for government employees, and how to file the death withdrawal.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

How do I claim my mother's post office savings and NSC after her death?

Claiming a deceased person's post office savings account, recurring or time deposit, NSC, KVP or monthly income scheme: nominee and no-nominee routes and the five-lakh threshold.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

How do I claim my father's fixed deposit after his death?

Claiming a deceased family member's fixed deposit in India: the nominee and survivor routes, premature closure without penalty, interest to the date of payment, and joint deposits.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

How do I open my father's bank locker after his death?

Accessing a deceased family member's bank locker in India under the RBI's locker rules: nominee and survivor access, the no-nominee route, and the inventory the bank takes.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

How do I claim family pension after my husband's death?

Claiming family pension after the death of a government pensioner or employee in India: who is eligible, Form 14, the documents, and the separate EPS pension for private-sector employees.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

How do I claim my husband's gratuity after his death?

Gratuity after death in India: why the five-year rule does not apply, who the employer pays, Form J and Form K, the 30-day deadline, and leave encashment and other dues.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

One holder of our joint account has died. Who owns it now?

What happens to a joint bank account or deposit in India when one holder dies: either-or-survivor, former-or-survivor and jointly-operated accounts, and the difference between operating the account and owning the money.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

What happens to my father's loans after his death?

What happens to a deceased person's home loan, personal loan and credit card debt in India, whether the family has to pay, loan insurance, and how the estate settles debts before heirs inherit.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

How do I find out what accounts and investments my father had?

How to trace every bank account, deposit, insurance policy, mutual fund, share and provident fund a deceased family member held in India, using their tax records and the official search portals.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

How do I claim my father's unclaimed bank deposits through UDGAM?

Using the Reserve Bank's UDGAM portal to find a deceased family member's unclaimed bank deposits across banks, what happens to deposits idle for ten years, and how to claim them from the bank.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

My mother passed away. Who inherits her money?

Who inherits a Hindu woman's money and property when she dies without a will: the fixed order under section 15, why inherited property goes back to its source, and what her husband and children each get.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

My husband died without a will. What am I entitled to?

A widow's share when her husband dies without a will in India under the Hindu Succession Act: one share alongside each child and his mother, what she keeps outright, and the nominee trap.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

My father died. Does my mother get everything, or is it divided between us?

When a Hindu man dies without a will, his widow does not inherit everything: the estate is divided equally between her, each child and his mother. What the split is, and what to do about it.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

My brother died unmarried. Who gets his money?

Who inherits when an unmarried Hindu man dies without a will: why his mother takes everything if she is alive, when his father inherits, and when brothers and sisters share it.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

Can a married daughter claim her father's money after his death?

A married daughter's inheritance rights under the Hindu Succession Act: an equal share with her brothers in her father's self-acquired property, and a share by birth in ancestral property since 2005.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में

My grandfather died. Can I claim a share of his money?

When grandchildren inherit from a grandfather under the Hindu Succession Act: only through a parent who died before him, taking that parent's share, and why they get nothing directly if the parent is alive.

अंतिम समीक्षा 2026-08-31 · अंग्रेज़ी में
मृतक की संपत्ति पर दावे की मार्गदर्शिकाएँ · Mera Hissa